Privacy Policy

Your privacy is important to OTO PAY. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site or use our services.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the site includes:

  • Personal Data: Personally identifiable information, such as your name, email address, phone number, and demographic information, which you voluntarily give to us when you register with the site or when you choose to participate in various activities related to the site and our services.
  • Financial Data: Financial information, such as data related to your payment methods (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the site. We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, [List Payment Processor(s)], and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
  • Log and Usage Data: Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our site and which we record in log files.
  • Device Data: Information about your computer, phone, tablet, or other device you use to access the site. This may include your device type, operating system, IP address, browser type, device ID, and other technical data.

2. How We Use Your Information

We use the information we collect about you for various purposes, including:

  • To provide, operate, and maintain our website and services.
  • To improve, personalize, and expand our website and services.
  • To understand and analyze how you use our website and services.
  • To develop new products, services, features, and functionality.
  • To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes.
  • To process your transactions and manage your account.
  • To send you emails and other communications.
  • To find and prevent fraud.
  • To comply with legal obligations.

3. Sharing Your Information

We may share your information with third parties in the following circumstances:

  • Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.
  • Business Partners: We may share information with our business partners to offer you certain products, services, or promotions.
  • Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
  • Affiliates: We may share information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

4. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to collect and use information about your use of our website. Cookies are small text files that are stored on your device when you visit a website. We use cookies to:

  • Analyze website traffic and usage patterns.
  • Personalize your experience on our website.
  • Provide targeted advertising.

You can control cookies through your browser settings and other tools. However, if you disable cookies, some features of our website may not function properly.

5. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

6. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible, then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to:

  • Access your personal information.
  • Correct or update your personal information.
  • Delete your personal information.
  • Restrict the processing of your personal information.
  • Object to the processing of your personal information.
  • Data portability.

To exercise these rights, please contact us using the contact information provided below. We will consider and act upon any request in accordance with applicable data protection laws.

8. Third-Party Websites

Our website may contain links to third-party websites and services that are not owned or controlled by OTO PAY. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children’s Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete the information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us at:

OTO PAY

[Insert Address]

[Insert Email Address]

[Insert Phone Number]